This program is designed to provide learning opportunities to students for challenging careers in financial services with specific focus on real estate, consumer, commercial, and agricultural lending. The program emphasizes origination and collection of credit, sales of financial products and services, and the use of computers in business and industry, as well as sales and business management. In the first year, students complete core courses in finance, banking, credit, communications, and computers. The second year includes more in-depth courses in real estate, business, commercial, and agricultural loans. These advanced courses, geared to those interested in mid-management credit positions, allow students to choose a finance or business specialty. The course is concluded with a full-time paid internship. Students work for a business or financial institution, supervised by both their employer and their ATC instructor. The Associate in Applied Science (AAS) degrees range from 64 to 85 credits and include at least 18 semester credits of general education. Students must select courses from at least three goal areas of the MnTC.